PRIVACY POLICY

Introduction

Sommers Insurance & Financial Services, LLC  is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, and protect the information you provide when visiting our website or using our services.

By using our website, you agree to the terms outlined in this policy.

Information We Collect

We may collect personal information from you in a variety of ways, including when you:

• Request a quote 
• Fill out a contact form 
• Subscribe to communications 
• Engage with our services 

The types of information we may collect include:

• Name, address, phone number, and      email address 
• Date of birth and demographic      information 
• Insurance-related information      (e.g., vehicle, property, or health details) 
• Financial information relevant to policies or planning services 

How We Use Your Information

We use the information we collect to:

• Provide insurance quotes and      financial service recommendations 
• Process applications and maintain      policies 
• Communicate with you regarding      your coverage or inquiries 
• Improve our website, services,      and customer experience 
• Comply with legal and regulatory      requirements 

Our mission is to serve as a trusted resource and improve the lives of our clients by delivering valuable insurance and financial guidance.

Information Sharing and Disclosure

We do not sell your personal information. We may share your information only as necessary to provide services, including with:

• Insurance carriers and financial      service providers (such as Progressive, Geico, Grange, Travelers, Encova,      Medical Mutual, UnitedHealthcare, Aetna, Allianz, Nationwide, and Pacific      Life) 
• Licensed agents and affiliated      partners 
• Regulatory authorities, when      required by law 

All third parties are expected to maintain the confidentiality and security of your information.

Data Security

We take reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure.

While we strive to protect your information, no method of transmission over the internet is 100% secure.

Cookies and Website Tracking

Our website may use cookies and similar technologies to:

• Enhance user experience 
• Analyze website traffic 
• Improve site functionality 

You may choose to disable cookies through your browser settings, though some features of the site may not function properly.

Your Choices and Rights

You have the right to:

• Request access to your personal      information 
• Request corrections to inaccurate      information 
• Opt out of certain communications      

To exercise these rights, please contact us using the information below.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those external sites.

Children’s Privacy

Our services are not directed to individuals under the age of 13, and we do not knowingly collect personal information from children.

Updates to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.